Legal Terms

Last Updated: February 3, 2026

Welcome to Our Service Community

Hey there! Welcome to 4L Solucoes! By using our website at fourlgroup.com or any of our services, you're agreeing to these terms of service. We've tried to make them as clear and friendly as possible, but they're still legally binding. If you don't agree with any part of these terms, please don't use our services. We appreciate your understanding and look forward to serving you!

Who Can Join Our Platform

You must be at least 18 years old to use our services. By accessing our platform, you're confirming that you're of legal age and have the capacity to enter into this agreement. If you're under 18, please have a parent or guardian review these terms before you proceed. We take age verification seriously and reserve the right to request proof of age at any time.

SMS Communication and Your Rights

When you opt in to receive SMS messages from us, you may receive up to 4 messages per week. Message and data rates may apply depending on your mobile carrier plan. You can opt out at any time by texting "STOP" to any of our messages - it's that simple! This complies with TCPA regulations, and we respect your communication preferences. For help, just reply "HELP" to any message.

How You Can Use Our Services

Our platform is designed to help you with financial solutions and related services. Please use our services responsibly and in accordance with applicable laws. You agree not to misuse our platform, attempt to hack or disrupt our systems, or use our services for any illegal activities. We want everyone to have a great experience, so please be respectful of other users and our team.

Important Health and Supplement Information

If we offer any supplements or health-related products, please remember that these statements have not been evaluated by ANVISA or other health authorities. Our products are not intended to diagnose, treat, cure, or prevent any disease. Always consult with your healthcare provider before starting any new supplement regimen. Your health and safety are important to us, so please make informed decisions.

Your Privacy Matters to Us

We take your privacy seriously and handle your personal information with care. Our detailed privacy policy explains how we collect, use, and protect your data. By using our services, you acknowledge that you've read and understood our privacy practices. We're committed to transparency and will always respect your privacy rights under Brazilian data protection laws.

Our Intellectual Property Rights

All content on our platform, including text, graphics, logos, and software, belongs to 4L Solucoes Financeiras LTDA or our licensors. You're welcome to use our services, but please don't copy, modify, or distribute our content without permission. We work hard to create valuable resources for our community, and we appreciate your respect for our intellectual property.

Service Availability and Performance

While we strive to keep our services running smoothly 24/7, we can't guarantee uninterrupted access. Sometimes we need to perform maintenance, or technical issues might occur. We provide our services "as is" and don't make warranties about their availability, accuracy, or completeness. We're always working to improve, but we want you to understand the inherent limitations of any online service.

Limitation of Our Liability

We're committed to providing great service, but we need to limit our liability to the extent permitted by Brazilian law. We won't be liable for any indirect, incidental, or consequential damages arising from your use of our services. Our total liability to you won't exceed the amount you've paid us for services in the past 12 months. This helps us keep our services accessible and affordable for everyone.

When We Might Update These Terms

Sometimes we need to update these terms to reflect changes in our services, laws, or business practices. When we make significant changes, we'll notify you through our platform or via email. Your continued use of our services after changes are posted means you accept the new terms. We recommend checking these terms periodically to stay informed about any updates.

Ending Our Service Relationship

You can stop using our services at any time - no hard feelings! We may also terminate or suspend your access if you violate these terms or engage in harmful behavior. When termination occurs, certain provisions of these terms will survive, including those related to intellectual property, liability limitations, and dispute resolution. We hope it doesn't come to this, but we need these protections in place.

Brazilian Law Governs Our Agreement

These terms are governed by the laws of Brazil, specifically the laws of the state of São Paulo. Any disputes will be resolved in the courts of São Paulo, Brazil. We believe in handling disagreements fairly and according to established legal principles. If you have concerns, we encourage you to contact us first - most issues can be resolved through friendly communication.

Get in Touch With Us

Questions about these terms or our services? We're here to help! Reach out to us at [email protected] or call us at +141388016492. You can also write to us at: 4L Solucoes Financeiras LTDA, Rua da Industria, Itaquaquecetuba, SP 08577500, Brazil (CNPJ: 48993437000101). We typically respond within 24-48 hours and are always happy to clarify anything that might be confusing.